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Dealing With Car Insurance Companies After A Car Accident?

Our Delaware car accident attorneys can stand up for you

Car accidents caused by other drivers often result in serious injuries. After a serious car crash, getting the proper medical care should be your top priority. Unfortunately, you may end up spending a lot of your time dealing with car insurance companies after your accident. That’s why our Delaware car accident lawyers want to help.

At Gill, Welsh, and Chamberlain, P.A., we know how to deal with insurance companies after a car accident. That’s because our attorneys have years of legal experience handling car accident claims throughout Delaware. We understand the issues that often come up with insurance companies, and we know how to deal with them effectively.

What makes dealing with car insurance companies so difficult after an accident?

If another driver clearly caused your car accident, you would think that dealing with insurance companies would be easy. Unfortunately, that’s not always the case. Reasons why insurance companies can be so difficult to deal with after a car accident include:

  • Insurance company may claim you caused your accident and deny your claim
  • Insurance company may downplay the severity of your accident and your injuries
  • Insurance company may make lowball settlement offer for your accident
  • Insurance company may refuse to negotiate and pay for all your accident-related expenses

Don’t let the other driver’s insurance company dictate what happens to you. Level the playing field. Talk to an attorney at our law firm. We can help you every step of the way.

What should I do if an insurance company contacts me after my accident?

If an insurance company reaches out to you after a crash, it’s important to be cautious about what you say and do, even with your own insurance company. Insurance adjusters and other employees from these companies might seem friendly, but their goal is often the same – to deny your claim and pay you as little as possible or nothing at all.

This is especially true with the at-fault driver’s insurance company. When they contact you, they often do so in search of information they can use to turn down your claim. Even saying something as simple as “I’m sorry” could be used as evidence against you.

This is why you should never talk to the at-fault driver’s insurance company if they contact you. And if they keep putting pressure on you to make a verbal or written statement, simply tell them to contact us. Our experienced Delaware car accident lawyers know the tricks insurance companies play and how to deal with them professionally and effectively.

Should I accept a car accident settlement offer from an insurance company?

It can be tempting to accept a settlement offer for your car accident, especially if medical bills or other expenses add up fast. But it’s important to understand how car accident settlements work before agreeing to accept one.

Once you accept a settlement offer, that’s it. Your accident claim is closed. So even if your expenses increase dramatically months later, you can’t ask for additional money to pay for those expenses. Instead, you will have to pay those additional bills out of your own pocket.

Insurance companies know this. That’s why they often make a settlement offer soon after an accident – before you know how much your case is actually worth. That’s why you should always carefully consider any offer before agreeing to accept it. A skilled Delaware car accident lawyer can help you review any offers you receive and help you decide if it’s a fair offer or not even close to what you rightfully deserve.

Stand up for your rights. Contact our Delaware law firm

When you have an experienced attorney on your side after your accident, you make sure your accident gets the attention it needs and deserves. Our legal team knows how to work with insurance companies after a serious car accident. We know what evidence matters. We know how to negotiate with them. If they refuse to cooperate, we will not hesitate to file a car accident lawsuit against them and take them to court on your behalf.

Put your trust in a law firm that puts your needs first after your car accident. Contact Gill, Welsh, and Chamberlain, P.A., and schedule your free consultation with a Delaware car accident attorney you can count on in a crisis.

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